Xero seems to me making a serious push to gain more fluid and error free cloud accounting.    There are some issues in getting bank and credit card data into the accounting seamlessly and some software providers are making progress towards more security, better results and less work.

 

http://www.americanbanker.com/news/bank-technology/wells-fargos-bid-to-vanquish-screen-scraping-1081367-1.html

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